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A little perplexed, you try swiping it a few more times, but every time the light blinks red and you remain stranded outside your room.You then head to the reception and convey your concerns to the staff.Credit card skimmers are often placed over the card swipe mechanism on ATMs and gas stations, but they skimmers can be placed over almost any type of credit card reader.With ATMs, the crooks may also place a small, undetectable camera nearby to record you entering your PIN.That’s why you can put your credit card and smartphone together in your pocket, but you can’t do the same with a room access key card!Victims of credit card skimming are completely blindsided by the theft.This gives the thief all the information needed to make fake cards and withdraw cash from the cardholder's checking account.Occasionally, certain retail and restaurant workers who handle credit cards are recruited to be part of a skimming ring.

There are high-coercivity or Hi Co cards, which are encoded and can withstand the presence of a very strong magnetic field (to the order of 4000 Oersted), and there are low-coercivity or Lo Co cards, which are encoded with a low-intensity magnetic field (~300 Oe).

You try the same key card again, and this time, it works! Why does putting a smartphone/camera next to the keycard upset its ability to open a door?

Before discussing this answer, let’s first take a quick look at how a magnetic stripe card works.

These workers use a handheld device to skim your credit card during a normal transaction.

For example, we routinely hand our cards over to waiters to cover the check for a restaurant.

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